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The Pros and Cons of Retiring Early for Medical and Dental Professionals
Once their degrees are earned and jobs are secured, many doctors and dentists find themselves on the fast track to some major financial...
Lim Hooi Hooi
Oct 15, 20253 min read


Choosing a Retirement Withdrawal Strategy for ROL
What's the right balance between enjoying your wealth in retirement and making sure your nest egg lasts all the way through retirement? ...
Lim Hooi Hooi
Oct 8, 20253 min read


Choosing a College: ROI vs Real Life Value
The "best" college for your student isn't the college with the highest ranking in a magazine or online poll. It's the school where the investments of time and money that you and your student make will generate the highest ROI and ROL. Talk to your student about whether the schools on their short list find this ideal balance between tangible and intangible returns. The Tangible Returns: Calculating ROI The cost of higher education in Malaysia varies widely depending on w
Lim Hooi Hooi
Oct 1, 20253 min read


The “Boomerang Generation” in Malaysia: A Life-Centered Approach for Families
In Malaysia today, many grown-up kids are returning to live with their parents due to rising living costs, high property prices, and...
Lim Hooi Hooi
Sep 10, 20253 min read


Three Overlooked Considerations When Relocating in Retirement
Moving to the proverbial beachfront condo or gated golf and tennis community are still popular retirement goals. Many seniors also plan...
Lim Hooi Hooi
Aug 27, 20253 min read


Plan a Camping Trip With Grandkids
One of the great joys of being a grandparent is sharing your passions with your grandchildren. If they’re old enough and independent...
Lim Hooi Hooi
Aug 20, 20252 min read


Now is a Good Time to Teach Kids About Finance
Kids today often know a lot more about what’s happening in the world than we give them credit for, even if they don’t fully grasp the...
Lim Hooi Hooi
Aug 13, 20252 min read


Three Keys to Purposeful Wealth
What is your money for? Financial security and comfortable living are very important. But if you aren't making purposeful investments...
Lim Hooi Hooi
Aug 6, 20253 min read


Starting a Family Tradition
We tend to think of "family traditions" as things that we do around holidays and celebrations. But the more your family grows, the more...
Lim Hooi Hooi
Jul 30, 20253 min read


Three Overlooked Areas of a Solid Financial Plan
Many folks judge the health of their financial plan based on how the markets and their investment accounts are performing. But a...
Lim Hooi Hooi
Jul 16, 20253 min read


Try a Mini Retirement for a Better Quality of Life
A mini-retirement is a planned, intentional break from your normal work schedule that can help you recharge and rethink your career trajectory. Your mini-retirement might mean downshifting to a four-day work week. It could be an extended stay-at-home vacation. Or it could be a longer break from work, like a sabbatical. Older workers who are nearing the "traditional" retirement window might also use mini-retirement to test drive their vision of what life without work will be
Lim Hooi Hooi
Jul 2, 20253 min read


New Experiences, Better Life: Rethinking Your Vacations
A great vacation should be an energizing or relaxing change of pace from our normal routines. But comfort, rewards points, and convenience can turn annual vacation time into its own routine as well. As much as you may treasure the memories from your favorite travel spots, there are other beaches to swim, forests to hike, and small towns to explore. Here are three reasons why adding a new destination to your family's vacation itinerary could boost your ROL this summer. 1.
Lim Hooi Hooi
Jun 25, 20253 min read


The Importance of Getting Started
Why is the first step always the hardest? Because there are so many things that can slow us down or trip us up on the way to where we...
Lim Hooi Hooi
Jun 18, 20253 min read


Gifts That Keep Giving: Graduation Ideas for a Better Life
As your college graduate prepares to move into a new phase of their adult life, one thing they probably don't need is more stuff to move. Parents can still commemorate their child's achievements with less-traditional gifts that won't take up space in the moving van. Including, of course, cash. But before you stick a check in a greeting card, consider some alternative ways to celebrate your grad and also set them up for success. 1. Travel Other than a budget spring bre
Lim Hooi Hooi
Jun 4, 20253 min read


Time Blocking As A Practicing Physician
Long hours. Unpredictable schedules. Life-and-death decisions. The need to keep learning to stay ahead in your field. Throw in the...
Lim Hooi Hooi
May 7, 20253 min read


Balancing Spending Across Your Lifetime
Doctors and dentists tend to be high earners. But the extensive schooling and professional training they go through to earn those...
Lim Hooi Hooi
Apr 30, 20253 min read


SuperAgers: Living Well at Every Age
Northwestern University's SuperAging Study defines a "SuperAger" as a person in their 80s whose cognitive function is comparable to an average middle-aged person. These are the "sharp" seniors who keep learning, keep growing, and keep adapting to whatever life throws at them. SuperAgers also lose brain matter at a slower rate than average seniors and may have some immunity to Alzheimer’s and dementia. While genetics may play a part in SuperAgers' mental durability, research
Lim Hooi Hooi
Apr 23, 20253 min read


When to Keep or Replace Family Traditions
Family traditions are a beloved part of our holiday celebrations. Until they aren't anymore. Just because your family has been doing...
Lim Hooi Hooi
Apr 16, 20253 min read


When to Retire as a Doctor
For a doctor, planning retirement can be a matter of life and death. Work too long and the extensive hours and high stress could harm...
Lim Hooi Hooi
Apr 9, 20253 min read


Alternative Careers for Medical Professionals
There comes a point in many successful careers where high pay, prestige, and promotions just aren't enough. Doctors who have been...
Lim Hooi Hooi
Apr 2, 20253 min read
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