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Create Systems to Meet Your New Year's Goals
We all start January with a blank calendar, high hopes, and big goals. But, sometime before the end of February, we tend to get frustrated,. We fall behind schedule. Old habits we'd sworn to leave behind creep back in. And we quit. So, how can you make 2026 the year when you're part of the 8% of Americans who actually follow through on their resolutions and achieve their goals? The answer isn't to aim higher or work harder. It's to build more effective systems that will
Lim Hooi Hooi
Jan 143 min read


Building on Small Successes
Most folks who are financially successful learn how to use the power of compounding to their advantage. By starting to save and invest early, making consistent contributions, and sticking to their plan, folks can build wealth over time on their way to retirement. In many ways, improving your ROL operates on the same principle. Big, life-altering wins very rarely happen overnight. Learning, growth, wellness, and happiness all start with small successes that compound through
Lim Hooi Hooi
Dec 17, 20253 min read


Your Financial Plan Doesn't Have to Be Scary
This week, millions of us will spend our hard-earned money on a scare. Whether we're tiptoeing around a "haunted" house, chasing kids through a corn maze, or streaming a scary movie, the rush of adrenaline comes with the comfort of knowing the horror is all in good fun. Unfortunately, being scared about money is just plain scary. The fears are real, the consequences can be permanent, and you might not get a chance to start over in a sequel. But if you're letting fears aro
Lim Hooi Hooi
Nov 5, 20253 min read


Do You Need a Microcation for ROL?
Sometimes planning the break that you need from work just feels like ... more work. How are you going to find time to compare flights, book hotel rooms, and schedule visits to attractions when you're already busy managing your job, running the kids to practices, cooking meals, and helping with homework? And even if you could get away, what about the pile of work – and above-average credit card bills – that will be waiting for you when you come home? Maybe planning a lon
Lim Hooi Hooi
Oct 29, 20253 min read


Should You Downsize Your Home in Retirement?
Your home is more than just a house. It's where you started your life with your spouse, raised your family, hosted holiday parties, played catch, built snowmen, planted a garden, and spent evenings on the porch watching the sunset And, perhaps most recently, it's where you celebrated your retirement. That's why deciding where you're going to live now is about more than just money. It's a question of how you want to spend your golden years, and who with. Let's look at
Lim Hooi Hooi
Oct 22, 20253 min read


The Pros and Cons of Retiring Early for Medical and Dental Professionals
Once their degrees are earned and jobs are secured, many doctors and dentists find themselves on the fast track to some major financial...
Lim Hooi Hooi
Oct 15, 20253 min read


Choosing a Retirement Withdrawal Strategy for ROL
What's the right balance between enjoying your wealth in retirement and making sure your nest egg lasts all the way through retirement? ...
Lim Hooi Hooi
Oct 8, 20253 min read


Choosing a College for ROI and ROL
The "best" college for your student isn't the college with the highest ranking in a magazine or online poll. It's the school where the...
Lim Hooi Hooi
Oct 1, 20253 min read


The “Boomerang Generation” in Malaysia: A Life-Centered Approach for Families
In Malaysia today, many grown-up kids are returning to live with their parents due to rising living costs, high property prices, and...
Lim Hooi Hooi
Sep 10, 20253 min read


Three Overlooked Considerations When Relocating in Retirement
Moving to the proverbial beachfront condo or gated golf and tennis community are still popular retirement goals. Many seniors also plan...
Lim Hooi Hooi
Aug 27, 20253 min read


Plan a Camping Trip With Grandkids
One of the great joys of being a grandparent is sharing your passions with your grandchildren. If they’re old enough and independent...
Lim Hooi Hooi
Aug 20, 20252 min read


Now is a Good Time to Teach Kids About Finance
Kids today often know a lot more about what’s happening in the world than we give them credit for, even if they don’t fully grasp the...
Lim Hooi Hooi
Aug 13, 20252 min read


Three Keys to Purposeful Wealth
What is your money for? Financial security and comfortable living are very important. But if you aren't making purposeful investments...
Lim Hooi Hooi
Aug 6, 20253 min read


Starting a Family Tradition
We tend to think of "family traditions" as things that we do around holidays and celebrations. But the more your family grows, the more...
Lim Hooi Hooi
Jul 30, 20253 min read


Three Overlooked Areas of a Solid Financial Plan
Many folks judge the health of their financial plan based on how the markets and their investment accounts are performing. But a...
Lim Hooi Hooi
Jul 16, 20253 min read


Try a Mini Retirement for ROL
A mini-retirement is a planned, intentional break from your normal work schedule that can help you recharge and rethink your career...
Lim Hooi Hooi
Jul 2, 20253 min read


Try a New Vacation for ROL
A great vacation should be an energizing or relaxing change of pace from our normal routines. But comfort, rewards points, and...
Lim Hooi Hooi
Jun 25, 20253 min read


The Importance of Getting Started
Why is the first step always the hardest? Because there are so many things that can slow us down or trip us up on the way to where we...
Lim Hooi Hooi
Jun 18, 20253 min read


Graduation Gifts for Long-Term ROL
As your college graduate prepares to move into a new phase of their adult life, one thing they probably don't need is more stuff to move....
Lim Hooi Hooi
Jun 4, 20253 min read


Time Blocking As A Practicing Physician
Long hours. Unpredictable schedules. Life-and-death decisions. The need to keep learning to stay ahead in your field. Throw in the...
Lim Hooi Hooi
May 7, 20253 min read
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