We all start January with a blank calendar, high hopes, and big goals.   But, sometime before the end of February, we tend to get frustrated,. We fall behind schedule. Old habits we'd sworn to leave behind creep back in. And we quit.   So, how can you make 2026 the year when you're part of the 8% of Americans who actually follow through on their resolutions and achieve their goals?   The answer isn't to aim higher or work harder. It's to build more effective systems that will

Most folks who are financially successful learn how to use the power of compounding to their advantage. By starting to save and invest early, making consistent contributions, and sticking to their plan, folks can build wealth over time on their way to retirement.   In many ways, improving your ROL operates on the same principle. Big, life-altering wins very rarely happen overnight. Learning, growth, wellness, and happiness all start with small successes that compound through

This week, millions of us will spend our hard-earned money on a scare. Whether we're tiptoeing around a "haunted" house, chasing kids through a corn maze, or streaming a scary movie, the rush of adrenaline comes with the comfort of knowing the horror is all in good fun.   Unfortunately, being scared about money is just plain scary. The fears are real, the consequences can be permanent, and you might not get a chance to start over in a sequel.   But if you're letting fears aro

Sometimes planning the break that you need from work just feels like ... more work.   How are you going to find time to compare flights, book hotel rooms, and schedule visits to attractions when you're already busy managing your job, running the kids to practices, cooking meals, and helping with homework?   And even if you could get away, what about the pile of work – and above-average credit card bills – that will be waiting for you when you come home?   Maybe planning a lon

Your home is more than just a house.   It's where you started your life with your spouse, raised your family, hosted holiday parties, played catch, built snowmen, planted a garden, and spent evenings on the porch watching the sunset   And, perhaps most recently, it's where you celebrated your retirement.   That's why deciding where you're going to live now is about more than just money. It's a question of how you want to spend your golden years, and who with.   Let's look at

Once their degrees are earned and jobs are secured, many doctors and dentists find themselves on the fast track to some major financial...

What's the right balance between enjoying your wealth in retirement and making sure your nest egg lasts all the way through retirement?  ...

The "best" college for your student isn't the college with the highest ranking in a magazine or online poll. It's the school where the...

In Malaysia today, many grown-up kids are returning to live with their parents due to rising living costs, high property prices, and...

Moving to the proverbial beachfront condo or gated golf and tennis community are still popular retirement goals. Many seniors also plan...

One of the great joys of being a grandparent is sharing your passions with your grandchildren. If they’re old enough and independent...

Kids today often know a lot more about what’s happening in the world than we give them credit for, even if they don’t fully grasp the...

What is your money for?   Financial security and comfortable living are very important. But if you aren't making purposeful investments...

We tend to think of "family traditions" as things that we do around holidays and celebrations. But the more your family grows, the more...

Many folks judge the health of their financial plan based on how the markets and their investment accounts are performing. But a...

A mini-retirement is a planned, intentional break from your normal work schedule that can help you recharge and rethink your career...

A great vacation should be an energizing or relaxing change of pace from our normal routines. But comfort, rewards points, and...

Why is the first step always the hardest?   Because there are so many things that can slow us down or trip us up on the way to where we...

As your college graduate prepares to move into a new phase of their adult life, one thing they probably don't need is more stuff to move....

Long hours. Unpredictable schedules. Life-and-death decisions. The need to keep learning to stay ahead in your field.   Throw in the...

Doctors and dentists tend to be high earners. But the extensive schooling and professional training they go through to earn those...

Northwestern University's SuperAging Study defines a "SuperAger" as a person in their 80s whose cognitive function is comparable to an...

Family traditions are a beloved part of our holiday celebrations.   Until they aren't anymore.   Just because your family has been doing...

For a doctor, planning retirement can be a matter of life and death. Work too long and the extensive hours and high stress could harm...

There comes a point in many successful careers where high pay, prestige, and promotions just aren't enough. Doctors who have been...

For a growing family, buying a vacation home is a long-term investment that can provide an immediate boost to Return on Life. There are...

It's inevitable that AI is going to have transformative effects on every business, including healthcare. In fact, a majority of...

Much like the arrival of spring, retirement can be a time of fresh starts and new beginnings. Navigating this major $Lifeline transition...

Doctors and dentists change people's lives every day. But their valuable skillsets and high earning potential also provide these health...

“When we are no longer able to change a situation, we are challenged to change ourselves.” -          Viktor Frankl We may not always be...

Does your exercise routine include some reps for your brain?   Dementia, an umbrella term for afflictions like memory loss, cognitive...

"Two heads are better than one" is a widely accepted piece of wisdom that we probably don't lean on as much as we should. In an era of...

Home swapping can add a variety of "local living" experiences to a vacation. And with the growth in both demand and providers for home...

We usually associate a sabbatical with a career break that allows a professional to step outside their job, learn something new,...

Not feeling very thankful this Thanksgiving season? You probably have more to be grateful for than you realize. But the stress of the...

Without ambition, our goals would likely stay small and unrealized. We need that extra drive to push ourselves to new heights and boost...

The best habits often have applications in many different aspects of life.   We certainly feel that's true about our Life-Centered...

Doctors have many tests and measurements at their disposal to help their patients track their physical and mental health. You probably...

Study after study has found that spending money on experiences is far more rewarding than spending money on stuff. So imagine how...

According to the American Medical Association , physician burnout has hit an all-time high. 63% of doctors reported some form of burnout...

What is the best way to establish a family legacy?   While some benefactors choose to leave everything to their heirs outright, others...

Very few people love everything about their jobs. But even if you're someone who just clocks in and out for a paycheck, wouldn't it be...

Pick up your cell phone. If it's a few months or years old, try to remember when you first bought it. How shiny and light and...

Your legacy is bigger than your balance sheet. That's why we believe that an effective estate plan, which protects and distributes your...

The decision to buy or build a home remains a complex one in 2024, particularly in Malaysia's unique housing market. Although predictions...

"Simplicity is the ultimate sophistication," proclaimed an Apple Computer marketing brochure back in 1977. In the ensuing decades, Steve...

Not all stress is bad stress. While there's overwhelming medical evidence that negative stress can cause significant physical and...

During my financial life coaching sessions, I often meet people who aren't sure what to do next after they’ve accumulated enough wealth...

We often think about our lives like stories, complete with a cast of characters, a variety of settings, highs and lows, twists and turns....

We may feel like we spend lots of time with our family members. But squeezing in a few hugs and meals on our way to and from work,...