Focus on What We Can Control in Our Life Transitions

Updated: Jan 21

As important as when are we going to get our vaccination here in Malaysia, we believe that a solid financial plan gives you the tools to keep improving your Return on Life no matter what’s happening next year. Instead of fretting about what may or may not happen starting in January, try to focus on these three areas of your life that will help you control major transitions.



1. You can’t control the economy … but you can control your career.


Local political instability sparks short-term volatility in the financial markets. While current government trying to balance between citizens’ safety and economy, the new normal continues to change everyday life and global business.


As companies continue to adapt to the pandemic landscape, job opportunities are becoming less centralized and more diverse. You might be able to take your dream job on the other side of the country without leaving the home your family loves. Or you might spot an emerging market in the middle of all this displacement where you can open your own company.



2. You can’t control Budget Year 2021… but you can control your saving and spending.


After much debate and dramas, Malaysia’s speaker of parliament declared the 2021 Budget passed on Thursday (Nov 26). Whether the budget was passed or not, there’s no guarantee that your taxes are going up or down. But you can anticipate when your kids will be going to college, if you’ll need to replace the family car soon, or if you want to move to a lake view condo when you retire.